Our Terms & Policy

These Terms constitute a contract between you and NaijaSub. You may not use the Service if you do not accept these Terms. Please read carefully.

This page contains our house rules, or what we officially refer to as our Terms of Use or simply “Terms” (for short). It also contains our Privacy Policy, we will call it “Your Privacy “ in this document. These Terms are a legally binding contract between you and NaijaSub. It sets out your rights and responsibilities when you use NaijaSub.com or any other services provided by NaijaSub (we’ll refer to NaijaSub.com, our social media, NaijaSub Wallet, and other services as “Our Services” and "the services").

Account

You’ll need to be registered with NaijaSub to use our Services and to enjoy improved experience, you may also upgrade your account for an even better service experience. Everyone who is legally fit to enter into a contract and buy or sell may use our Services. You should at every point in time provide us accurate information about yourself. It’s not OK to use false information or impersonate another person or company through your account.

You are solely responsible for any activity on your account and so it is equally important you keep your password and such secure . If you’re sharing an account with other people, then the person whose information is on the account will ultimately be responsible for all activities. If you’re registering as a business entity, you personally guarantee that you have the authority to agree to the Terms on behalf of the business. Also, your accounts are not transferable. It is equally important to keep your account password secure.

Your Privacy & Verification

We know you care about your privacy, that’s why, we at NaijaSub also care deeply about it and will never share your information with a third party without your consent and approval. We are transparent, and committed to being open about our privacy practices, including how we treat your personal information. Relax, Your information is protected as much as the site is secure.

We use the information that we gather from users in a number of ways. For example, if you purchase an item, we use Information provided to promptly deliver your request; we could use your forum suggestions to improve the Services; we may also use data analytics and work with certain third-party service providers to ensure site functionality, to improve the Services, and for targeted online and offline advertising and marketing; and of course, we use your email address to communicate with you. We also partner with service providers and other third parties that collect, use, promote, and analyze information about NaijaSub and visitors.

We need to process your personal data to run NaijaSub effectively and provide you with the best of Service experience always and by accepting our Terms of Use, you are confirming that you have read this policy and consent to us using your information in the ways we describe. NaijaSub will not sell or disclose your personal information to third parties without your consent, except in legal situations such as for criminal investigations, if such situation arises, but highly unlikely, and as generally specified in our Privacy Policy.

You reserve the right to your account setting functions, to change your information or remove certain optional pieces of information as appropriate. We may partner with third parties to manage our advertising on other sites. Our third-party partners may use cookies or similar technologies in order to provide you with advertising based upon your browsing activities and interests. In few words, your information is protected!

Verification

KYC is an acronym for "Know Your Customer".

Kindly note that KYC registration is also needed in order to use our products and services conveniently without any restrictions. We will require you to verify your BVN account on the following grounds:

- Cashout : BVN verification is required before you can withdraw your NaijaSub wallet funds to your bank account. This is just a one time process. This measure has been employed to protect you from fraud and to ensure the bank account details on your profile correlate with the BVN account.

- Sell Airtime : You will be required to verify your BVN account before you can sell your airtime to us. This measure is to protect Us and you from FRAUD and to identify you as a genuine customer.

- Product transactions : You will be required to verify your BVN account after 3 successful Daily transactions as an unverified user. In order words, Unverified users can only perform 3 transactions daily. Once your account has been verified, the restriction will be removed.

Reasons we require BVN VERIFICATION:

  1. Fraud protection
  2. Identity verification
  3. To prove you are not a robot.
  4. Full access to our products and services.

With your BVN, we do not have access to your bank account or password. As a registered Business with the Corporate Affairs Commission, Reg. No. RC 2609304, we are only given access to the BVN database to access the following information:

  1. Name
  2. Date of Birth, and
  3. Phone Number.

We are not given the name of your bank nor have access to your account number. Warning: You are not to share your BVN, Account Number, Bank Name or OTP with anyone else, especially an untrusted source or entity.

Using our Services

We offer you a limited, non-exclusive, non-transferable, and revocable license to use our Service subject to the Terms and the following restrictions in particular:.

You agree that you will not violate any laws in connection with your use of the Services. This includes any local, state, federal, and international laws that may apply to you. For example, it’s your responsibility to obtain any permits or licenses that your business requires; you must comply with our consequent policies and do not engage in fraud, theft, threatening conduct, or any other unlawful acts or crimes against NaijaSub, another NaijaSub user, or a third party.

You are responsible for paying all fees that you owe to NaijaSub, you are also solely responsible for collecting and/or paying any applicable taxes for any purchases or sales you make through our Services.

You agree not to misuse, “scrape,”, “spider” or hurt any part or page of the Services or to reverse engineer or attempt to obtain the source code of the Services. In other words, you agree not to interfere with or try to disrupt our Services, for example by distributing a virus or other harmful computer code.

The Logos or/and names “Tinuda”, "Facebook", "Twitter", "Instagram" and others you may see or may have seen on various areas of our services are trademarks of their respective owners and represent their service marks Globally. If you’d like to use these trademarks, please contact us or the respective owners using any mediums provided on our/and their homepage or elsewhere genuine.

We love your suggestions and ideas! They can help us improve your experience and our Services. Any unsolicited ideas or other materials you submit to NaijaSub are considered non-confidential and non-proprietary to you. You grant us a non-exclusive, worldwide, royalty-free, irrevocable, sub-licensable, perpetual license to use and publish those ideas and materials for any purpose.

Limitation of Liability

Availability: While we make efforts at every point in time to keep NaijaSub running ultimately and at her very best, things can go quite wrong. We are not perfect and we do not suggest any guarantee as to the accuracy, timeliness, performance, completeness or availability of NaijaSub.com at any point in time but we surely do not relent at making our services available to you at all times, 24/7 with all we've got, having some of the most brilliant minds working round the clock to deliver NaijaSub users such unmatched service experience.

Third-Party Services: Our Services may contain links to third-party websites or services that we don’t own or control (for example, links to Facebook, Instagram, Tinuda). When you access these third-party services, you do so at your own risk. The third parties may require you to accept their own terms of use. NaijaSub is not a party to those agreements; they are solely between you and the third party and to the fullest extent permitted by law, neither NaijaSub, nor our employees or administration shall be liable to you for any lost profits or revenues, or for any consequential, incidental, indirect, special, or punitive damages arising out of or in connection with these Services and their Terms.

Indemnification

We hope this never happens, but if NaijaSub gets sued because of something that you did, you agree to defend and indemnify us. That means you’ll defend NaijaSub including any of our employees and hold us harmless from any legal claim or demand that arises from your actions, your use or misuse of our Services, your breach of the Terms, or your account’s infringement of someone else’s rights.

Governing Law

Kindly let us know in a case that you are upset or have cause for dispute with us, and hopefully we can resolve the issue. But if we can’t, then these rules will be governing rules of the terms and will be subjected to the laws of Nigeria. We are currently in Ibadan, Nigeria, so any legal action against NaijaSub must be filed and take place in Ibadan. These laws will apply no matter where in the world you live.

Changes to the Terms

These Terms may be updated from time to time. If we believe that the changes are significant to your knowledge, we’ll surely let you know by doing one or more of the following: posting the changes through the Services or sending you an email or message about the changes. That way you can decide whether you want to continue using the Services. Changes will be effective upon the posting of the changes. You are responsible for reviewing and becoming familiar with any changes. Your use of the Services following the changes constitutes your acceptance of the updated Terms.

Termination

We wouldn’t like to see you go, but to terminate your account with NaijaSub, you may simply stop using our services at any time. Terminating your account will not affect the availability of some of Your Content that you posted through the Services prior to termination. And yes, you’ll still have to pay any outstanding bills.

We may also terminate or suspend your account, any related accounts and your access to the Services at any time, for any reason, and without advance notice. If we do so, it’s important to understand that you don’t have a contractual or legal right to continue using our Services, for example, to sell or buy on our sites and others. NaijaSub may refuse service to anyone, at any time, for any reason. If you or NaijaSub terminates your account, you may lose any information associated with your account, including Your Content.

Naijasub reserves the right to change, suspend, or discontinue any of the Services at any time, for any reason. We will not be liable to you for the effect that any changes to the Services may have on you, including your income or your ability to generate revenue through the Services.

Survival

The Terms will remain in effect even after your access to the Service is terminated, or your use of the Service ends.

The Terms, including all of the policies that make up the Terms, supersede any other agreement between you and NaijaSub regarding the Services and our failure to enforce any part of the Terms is not a waiver of our right to later enforce that or any other part of the Terms.

Contact Information

In case you have any question about the Terms, please email us at: support@naijasub.com